ph46 Privacy Policy

1. About This Policy

This Privacy Policy ("Policy") is issued by ph46 ("ph46", "we", "us", "our"), the operator of the online gaming platform accessible at ph46.app. This Policy applies to all personal information collected from registered users ("Players", "you"), visitors to ph46.app, and individuals who interact with ph46 through any digital channel.

ph46 acts as the personal information controller in respect of all personal data collected through the ph46 Platform. We take our obligations under the Philippine Data Privacy Act of 2012 (RA 10173) seriously, and this Policy reflects our commitment to transparent, lawful, and fair data processing.

By creating a ph46 account or using any feature of the ph46 Platform, you acknowledge that you have read and understood this Policy. This Policy may be updated from time to time; the current version is always published at ph46.app/privacy-policy with the effective date stated at the top of this page.

2. Personal Data We Collect

ph46 collects personal data that is necessary to provide, secure, and improve the ph46 gaming platform. The categories of personal information we collect include:

ph46 does not collect sensitive personal information beyond what is strictly required for identity verification and regulatory compliance. We do not collect racial or ethnic origin data, religious beliefs, or health information unless specifically required by a regulatory authority and disclosed to you at the time of collection.

3. How ph46 Uses Your Personal Data

ph46 uses the personal information we collect for the following specific purposes:

• Account creation and management: To register your ph46 account, authenticate your identity on login, and maintain your account in accordance with our Terms and Conditions;
• KYC and age verification: To verify that you are at least 21 years of age, as required by Philippine law for casino-style online gambling;
• Payment processing: To process deposits and withdrawals to and from your GCash, PayMaya, BPI, BDO, or Metrobank accounts, and to maintain accurate financial records;
• Game delivery and personalisation: To provide access to the ph46 game catalogue, track your gaming history, and personalise game recommendations;
• Security and fraud prevention: To detect, investigate, and prevent fraudulent transactions, unauthorised account access, money laundering, and other illegal or prohibited activities;
• Regulatory compliance: To comply with applicable Philippine laws and regulations, including the Anti-Money Laundering Act (RA 9160), the Data Privacy Act (RA 10173), and requirements under the PAGCOR regulatory framework;
• Customer support: To respond to your queries, resolve disputes, and provide technical assistance;
• Marketing communications: To send you promotional offers, bonus notifications, and platform updates, subject to your communication preferences. You may opt out of marketing communications at any time through your ph46 account settings.

ph46 does not sell, rent, or otherwise commercially exploit your personal data to third-party advertising networks or data brokers.

4. Legal Basis for Processing Personal Data

Under the Philippine Data Privacy Act, ph46 processes your personal information on the following legal bases:

• Contractual necessity: Processing required to fulfil our obligations under the ph46 Terms and Conditions — including account management, payment processing, and game delivery;
• Legal obligation: Processing required to comply with Philippine law, including AML/CFT obligations, PAGCOR regulatory requirements, and tax reporting;
• Legitimate interests: Processing for fraud prevention, platform security, responsible gaming monitoring, and service improvement — where such interests are not overridden by your data protection rights;
• Consent: For marketing communications and optional personalisation features, where ph46 relies on your freely given, specific, and informed consent. You may withdraw consent at any time without affecting the lawfulness of prior processing.

5. Data Sharing & Third-Party Processors

ph46 shares personal data with third parties only to the extent necessary to operate the Platform, comply with law, or protect the rights and security of ph46 and its players. Categories of recipients include:

• Payment service providers: GCash (GXI), Maya Philippines, BancNet, Visa/Mastercard networks — to process your financial transactions. These providers are independently licensed and regulated entities;
• Game providers: Licensed game studios (e.g., Pragmatic Play, Evolution, PG Soft, Jili) who supply game content to ph46. These providers may receive session data necessary to operate the games;
• KYC and identity verification services: Third-party providers who assist ph46 in verifying government-issued identification documents;
• Regulatory and law enforcement authorities: The National Privacy Commission, PAGCOR, the Anti-Money Laundering Council (AMLC), or any other Philippine government authority when required by law or court order;
• IT and cloud infrastructure providers: Service providers who host and maintain the ph46 Platform infrastructure, bound by data processing agreements that require equivalent data protection standards.

All third-party processors engaged by ph46 are bound by contractual data protection obligations consistent with the requirements of the Philippine Data Privacy Act. ph46 does not authorise any third party to use your personal data for their own independent marketing or commercial purposes.

6. Cookies & Tracking Technologies

ph46.app uses cookies and similar tracking technologies to operate the Platform, maintain your session, and improve your gaming experience. The categories of cookies used include:

• Strictly necessary cookies: Required for the Platform to function — session management, login persistence, security tokens. These cannot be disabled without disrupting core functionality;
• Functional cookies: Remember your preferences such as language settings, game lobby filters, and responsible gaming limit settings;
• Analytics cookies: Collect anonymised data about how Players navigate ph46 to help us improve the Platform. No personally identifiable information is included in analytics data shared with analytics providers.

ph46 does not use third-party advertising cookies or permit retargeting of ph46 players on external websites. You may manage your cookie preferences through your browser settings; however, disabling strictly necessary cookies will impair your ability to use the ph46 Platform.

7. Data Security

ph46 implements technical and organisational security measures appropriate to the sensitivity of the personal data we hold. These measures include:

• 256-bit SSL/TLS encryption for all data transmitted between your device and ph46.app;
• Encryption at rest for all stored personal and financial data;
• Multi-factor authentication options for all ph46 player accounts;
• Role-based access controls limiting staff access to personal data on a strict need-to-know basis;
• Regular security assessments and penetration testing of the ph46 Platform;
• Incident response procedures aligned with NPC breach notification requirements under the Data Privacy Act.

Notwithstanding these measures, no internet-based service can guarantee absolute security. In the event of a data breach affecting your personal information, ph46 will notify the National Privacy Commission and affected Players in accordance with the requirements of RA 10173 and NPC Circular No. 16-03.

8. Data Retention

ph46 retains personal data only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable Philippine law. Our general retention periods are:

• Account and KYC data: Retained for the duration of the active account relationship plus 5 years following account closure, as required for AML compliance under RA 9160;
• Financial and transaction records: Retained for 5 years from the date of each transaction, consistent with Philippine accounting and AML requirements;
• Gaming session data: Retained for 2 years from the date of each session;
• Customer support records: Retained for 2 years from resolution of the relevant query;
• Technical and security logs: Retained for 12 months for security monitoring purposes.

Upon expiry of applicable retention periods, personal data is securely deleted or anonymised in accordance with ph46's data disposal procedures.

9. Your Data Rights Under Philippine Law

Under the Philippine Data Privacy Act of 2012, you have the following rights in respect of your personal data held by ph46:

• Right to be informed: The right to know what personal data ph46 collects, how it is used, and with whom it is shared — as set out in this Policy;
• Right of access: The right to request a copy of the personal data ph46 holds about you;
• Right to rectification: The right to request correction of inaccurate or incomplete personal data;
• Right to erasure: The right to request deletion of your personal data where retention is no longer lawfully justified, subject to ph46's legal retention obligations under the AML Act and other applicable regulations;
• Right to object: The right to object to processing of your personal data for direct marketing purposes or processing based on legitimate interests;
• Right to data portability: The right to receive a copy of your personal data in a structured, commonly used format;
• Right to lodge a complaint: The right to file a complaint with the National Privacy Commission of the Philippines if you believe your data rights have been violated.

To exercise any of the above rights, please contact ph46's Data Protection Officer at [email protected] with the subject line "Data Privacy Request". ph46 will respond within 15 business days in accordance with NPC guidelines.

10. Children's Privacy & Age Restriction

ph46 Casino is strictly for adults aged 21 years and above, as required by Philippine law. ph46 does not knowingly collect personal information from individuals under 21 years of age. If ph46 discovers that personal data has been collected from a person under 21, that account will be immediately closed and all associated personal data deleted, except where retention is required by law.

If you are a parent or guardian and believe your child has registered on ph46, please contact us immediately at [email protected] and we will take prompt action to close the account and delete the data.

11. Cross-Border Data Transfers

Some of ph46's third-party service providers — including game content providers and cloud infrastructure partners — may be located outside the Philippines. Where personal data is transferred outside the Philippines, ph46 ensures that such transfers comply with Section 21 of the Data Privacy Act and applicable NPC regulations, including ensuring that the recipient country provides an adequate level of protection or that appropriate contractual safeguards are in place.

ph46 maintains a record of all cross-border data transfers involving personal data of Philippine players and these records are available for review by the National Privacy Commission upon request.

12. Contact, Complaints & Policy Updates

ph46 has designated a Data Protection Officer (DPO) responsible for overseeing compliance with the Data Privacy Act and this Policy. To contact our DPO or submit a data rights request:

• Email: [email protected] — subject line: "Data Privacy Request"
• Live Chat: Available 24/7 on ph46.app
• Response time: Within 15 business days for formal data rights requests; within 24 hours for general enquiries

ph46 may update this Privacy Policy periodically to reflect changes in our data practices, applicable law, or regulatory guidance. Material updates will be communicated to registered Players via email or on-platform notification at least 7 days before taking effect. Your continued use of ph46 after the effective date of an updated Policy constitutes acceptance of the revised terms.

This Policy was last revised in June 2026 and supersedes all prior versions of the ph46 Privacy Policy.